Peerfin endeavours to provide the most accessible and affordable education loans based on the skill profile of the student rather than collateral. We assess students on their future earning potential, not just their credit history.
Students can login to the platform with no membership fee
Upload your KYC, Proof of Admission and other supporting document
Peerfin Al engine processes the data and assigns SPQ (Student Performance Quotient), a proprietary credit rating method to each listing.
After a listing is posted, lenders can place bids on that listing until the listing has received bids totaling the requested loan amount.
Helping international students to get loans within days.
Scholarship program based on your SPQ score
No collateral required. No early payment fees
Uploaded student data can be used for Peerfin job listings
Transactions and conversions are processed within minutes
Invest your money and get both social and financial return.
Peerfin works on a hybrid design where user sensitive data internal to the platform are stored Off Chain. Public data that needs visibility and accessibility like Student Performance Quotient and transaction details are stored on the chain.
The significant risks inherent in on-blockchain “smart contracts” are eliminated by providing building block customization to NEM functionality that keeps application security in your hands, not on the blockchain.
Whitepaper | Technology analysis | Risk Analysis | Blockchain Development
Launched notarization portal in testnet for testing student data uploading and testing
Phase 1 Data collection and AI development | NEM India Launch | Tokenomics | Signed MOU with colleges
Exchange listing process | Community development | Airdrop | Private Sale
Complete development of AI algorithm
License to operate in different countries | Investor meetups for the platform
Loan / Scholarship testing in testnet
Mainnet release | $500K loan processed via peerfin.io
According to a recent report, the endowments of Harvard University, Stanford University, Dartmouth College, Massachusetts Institute of Technology and the University of North Carolina have made investments into at least one cryptocurrency fund.Read More
The Blockchain movement in India has begun. The first edition of the NEM Blockchain meetup in India was successfully organised at Kochi in Kerala in association with NASSCOM (National Association of Software and Services Company), Peerfin and Developer Circles Kochi.Read More
While it is laudable that India has one of the largest workforce populations in the world, it is appalling that over 70% of it is still unemployed.Read More
Peerfin has signed an MoU with Saintgits Group of Institutions in one of the most promising and unique use cases of blockchain in India and the world at large.Read More